Top Instant Personal Loan Apps in India with Low Interest Rate


App Name Rating Downloads App Url Highlight Tentures Annual Percentage Rate
Bajaj Finserv: UPI, Pay, Loans 4.5⭐ 50M+ Playstore link ✔️The Bajaj Finserv app is your one-stop shop for all your financial needs. From bill payments to loan applications, you can do it all in a few clicks.

✔️Get access to exclusive offers and discounts on personal loans, credit cards, EMI cards and more.

✔️ Enjoy the convenience of paying bills, mobile recharge and shopping from the comfort of your home.✔️Securely manage your Fixed Deposit investments with ease.

12 to 84 months 12% to 34%
CASHe Personal Loan App 4.3⭐ 10M+ Playstore link ✔️Get access to quick and easy personal loans with the CASHe app.

✔️With just a few taps, you can get instant loans starting from Rs 1,000 to Rs 4,00,000.

✔️The intuitive one-page app layout makes it easy to apply for a loan and get the money transferred to your bank account instantly.

3 to 18 months 30.42%
Fibe: Personal Loan Online App 4.4⭐ 10M+ Playstore link ✔️Get the funds you need in no time. Our Instant Personal Loan feature ensures you never miss out on life’s opportunities.

✔️Check your eligibility within the app and get instant approval with minimal documentation.

✔️Get complete value for money with our easy application process and quick approval. Go ahead and get an Instant Personal Loan today!

3 to 24 months 28.58%
PayMe: Quick Personal loan app 3.9⭐ 5M+ Playstore link ✔️Get instant access to a loan of up to Rs. 2 Lakh with minimal processing fees and maximum APR ranging from 18% to 75%.

✔️Enjoy the convenience of a one-page app layout and fully mobile compatible experience.

✔️Enjoy flexible repayment options with EMIs starting from as low as Rs 945.6 for a loan amount of Rs 10,000 over 12 months.

12 to 60 Months from 11.99%
Instant Approval Personal Loan Indialends 4.0⭐ 5M+ Playstore link ✔️IndiaLends is the ultimate online marketplace for credit products. Get your free credit report and access to a range of credit cards and personal loans from different Banks and NBfcs.✔️Enjoy instant personal loans with most products being fully digital.✔️Rely on IndiaLends’ team of credit risk professionals and data scientists with multiple years of experience to provide you with technology, data, and credit analytics solutions along with a loan management platform. 6 to 60 months 10.25% to 25%
Instant Personal Loan App Finnable 4.5⭐ 1M+ Playstore link ✔️Get access to quick and easy personal loans with Finnable.

✔️,With our NBFC license from RBI, you can trust us to provide secure and reliable services. We offer loans starting from ₹ 50000 up to ₹ 10,00,000 with low credit score eligibility.✔️Loan process hassle-free and fast, so you can get the money you need in less than 30 minutes.

✔️Once approved, your loan amount will be transferred directly into your bank account within minutes!

6 to 60 months 21.97% to 27.6%
KreditBee: Quick Personal Loan 4.5⭐ 10M+ Playstore link ✔️Get instant access to funds with KreditBee. With loan amounts ranging from ₹1,000 to ₹4,00,000 and interest rates starting at 0%, you can get the money you need in no time.

✔️Enjoy a hassle-free experience with KreditBee. Get your loan approved in 10 minutes and get the amount directly in your bank account.

✔️Whether you are salaried or self-employed, KreditBee has something for everyone. Choose from tenures of 3 to 24 months and APR range of 0 to 70%.

62 days to 24 months 0 to 70%
Money View: Personal Loan App 4.7⭐ 10M+ Playstore link ✔️Get instant personal loans starting from ₹10,000 up to ₹5,00,000 in just a few minutes with the Moneyview Loans App.

✔️Enjoy competitive Annual Interest Rates (APR) ranging from 16% to 39%.

✔️Choose from a wide range of flexible EMI repayment plans starting from 3 months & going up to 5 years.

✔️Enjoy low processing fees and no additional fees with GST included.

✔️Get your loan disbursed within 24 hours!

3 months to 5 years 16% to 39%
MoneyTap 4.0⭐ 10M+ Playstore link ✔️Perfect solution for salaried employees who need access to quick and easy credit. Get approved for a credit line of up to ₹5,00,000 with interest rates starting from as low as 12%.

✔️Pay interest only on the amount you withdraw from your balance. No more worrying about hefty EMIs or hidden fees.

✔️Enjoy the flexibility of having a line of credit that can be used as and when needed. Get instant approval with minimum salary requirement of just ₹30,000 per month!

3 to 36 months 12% to 36%
mPokket: Instant Loan App 4.4⭐ 10M+ Playstore link ✔️ Get instant personal loans starting from ₹500 up to ₹30,000 with mPokket, the best loan app trusted by more than 1.5 crore Indians.

✔️ Our process is completely online and secure, so you can get your loan approved in just a few minutes with the amount getting credited to your bank account instantly.

✔️ Whether you are a salaried professional or student, mPokket has got you covered with its easy and hassle-free loan application process. Download now and get started!

61 days to 120 days 24 %
PaySense: Personal Loan App 3.4⭐ 10M+ Playstore link ✔️Get access to India’s top-ranking personal loan app with over 10 million happy customers.

✔️Enjoy flexible EMI options, zero collaterals, and affordable interest rates from ₹5,000 to ₹5,00,000 with an Annual Percentage Rate (APR) between 16% to 36%.

✔️ With a presence in over 500+ cities in India, PaySense is one of the most secure and simple ways to get a quick online loan from the comfort of your home.

3 and 60 months 16% to 36%
Personal Loan App – RapidRupee 4.2⭐ 1M+ Playstore link ✔️Get access to instant personal loans from ₹ 1,000 to ₹ 60,000 with terms ranging from 61 to 365 days.

✔️Enjoy maximum APR of 35.9% which includes interest rate plus fees.

✔️Approval in just 30 mins at any time

✔️Processing fee starts at just ₹ 349 with no membership or upfront fees.

12 months 12%